First-Time Homebuyer Education Program

Empower your journey to homeownership with our comprehensive education program designed specifically for first-time buyers.

Held once per month the last Saturday of the month or on demand when 10 or more are registered.

Learn advanced mortgage planning strategies, including how to pay off a 15-year mortgage in just 13 years. This program provides actionable steps to save money, build wealth, and achieve long-term financial security.

Below is a comprehensive list outlining the essential elements a first‐time homebuyer needs to address. Each item spells out the numbers behind it all and includes guidance on tracking, programs, underwriting, credit, savings, investments, maintenance, documentation, and ratio analysis for closing day preparedness.

First-Time Homebuyer Essential Needs

1. Down Payment and Savings Goal
   How to Track
2. Credit Health and Improvement Goal
   How to Track
   
3. Programs and Assistance Goal
   Programs Available: Federal Housing Administration (FHA) Loans
   United States Department of Agriculture (USDA) Loans
   State and Local First-Time Homebuyer Programs
   How to Track
4. Underwriting Requirements Goal
   What to Prepare
   Key Metrics
   How to Track
5. Ratio Analysis Goal: What to Do
   Maintenance and Long-Term Home Investment Goal
   
6. Documentation and Preparation for Closing Daily Goal
   Required Documents
   Closing Costs
7. Savings and Investments Post-Home Buying Goal -
   Plan - How to Track
8. Savings and Investments Post-Home Buying- Goal -Plan - What to track

These eight areas comprehensively address what first-time homebuyers need—from initial savings strategies to preparing for a successful closing and payoff day. This approach not only ensures you are well-prepared for purchasing your home but also sets the foundation for long-term financial stability and growth.

PURCHASE NOW